Many of us dream of owning a home on the lake someday. Right now, mortgage interest rates are allowing that dream to become a reality for some of us. If you are ready and able to make that leap to lake homeownership there are some helpful things you will want to know about before beginning your search for that perfect lake home.
Find an Agent with Waterfront Home Experience
Not every real estate agent has knowledge about buying and selling lake properties. It is important to hire an agent with experience in waterfront and water view properties. There is more to purchasing a home than finding one that is pretty, making an offer, and signing papers. Having an agent that knows how to find a quality lake home in your price range, on a good lake, and in a neighborhood that fits your lifestyle because they know the ins and outs of local waterfront properties is important.
Careful Attention Needs to be Focused Beyond the Home
Yes the home is a huge part of the purchase, but the land around the home is equally important in a lake home purchase. The land around your home is going to play a big role in the function and quality of your everyday life. Take plenty of time to walk around the property as well as the home. What is the water like? If the home is not right on the lake, how far away is the access and what does the journey to lake access look like? How are the views? If you are checking out views in the winter be mindful that trees and plants fill in in the spring and summer and alter the view.
Don’t Plan to Build Your Lifestyle to Fit Your Home
Think about what you envision when you see yourself living in a lake home. What are the things that you are looking forward to doing every day? What are things you enjoy in everyday life right now? If you are not the type of person that enjoys constant atmosphere noise and high activity, you might want to check out a lake that does not allow motor craft or activity during certain hours. Or you might choose to live a few streets up from the lake with a lake view that gives you a buffer from the noise, but still allows unlimited lake access.
You don’t want to invest in a dream home only to discover it is not your dream lifestyle.
Get to Know the Neighborhood from Another Perspective
Do all the homework you can on a neighborhood you are considering. Look up every article you can on the internet. Check out some discussion forums about living on certain lakes and even certain housing communities on the lake. Ask anyone you may know that lives in the area if they have any perspective on living there or if they know someone who does. Ask your realtor if they have former clients that live there they might be willing to contact so you can ask questions about what it is like to live there. The best perspective you will get about a neighborhood is asking questions to someone who lives there.
For more information on lake homes in Clermont and surrounding areas please contact me at any time.
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