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I Want The Keys and I Want them Now

I Want The Keys and I Want them Now. When May I Have ’em?

It’s finally here! The day you’ve been waiting for! Yep! It’s closing day! YAY! This is the day you officially become a home owner. It’s the day that you’ll be handed your keys and walk over your new threshold into your dream home….or is it?

Many buyers are unpleasantly surprised to discover that the day that money changes hands and papers are signed is not always the day they get their keys. Sometimes the day you receive your keys does not come until long after closing. Why? It is usually due to a contract provision known as Possession.I want the keys and I want them now

It is true that usually possession happens the same day as closing. However, the contract may provide for the seller to have a bit of time to move out. This “bit of time” is typically conditioned upon funding ( the moment the escrow agent disburses the transaction monies.

In the majority of cases, the buyer’s mortgage company is to blame for any delays in funding. Many times they require the signed documents to be reviewed before authorizing the funds to be disbursed, or they may not disburse the funds to the escrow agent until after closing. For an excited and anxious new home owner, this can be pretty frustrating and disappointing.

Related Post: Where to start as a first time  home buyer

Situations like this are why it pays to have a good understanding of the terms of your contract and the policies of your mortgage lender when planning your first visit to your new home.

Feel free during the home buying process to ask your Realtor (buyer’s agent) as many questions as possible. That’s a big reason why you have them! They’re experience and expertise can help you out a lot with working with your lender ( or even choosing your lender for that matter) and the whole home buying process.

 

Posted in: Buyers Tagged: buyers, home buyers, keys

What to Do When Your Offer is Rejected on Home in Clermont

What to Do When Your Offer is Rejected on Home in Clermont

It’s no secret that the process of buying a Clermont home can  be quite stressful, especially for first time buyers. However, whether you’re a first time buyer OR a seasoned buyer, it’s still disappointing when your first offer is rejected. The good news is that in real estate “no” doesn’t necessarily mean “no”. It usually means “let’s talk”. It’s at these times you can be glad you’ve got an experienced real estate agent on your side who KNOWS how to negotiate!What to Do When Your Offer is Rejected on Home in Clermont

Rejected offers are more common than many people realize. As your agent will tell you, a rejected offer often sets the stage for what can be quite the process. A rejected offer means it’s time for  you all to sit down and work on a compromise.

When multiple offers are involved, your agent may advise that you get straight to the point and submit your bottom line offer. Your agent will also point out to the seller at this time that this is indeed your bottom line offer. It’s true at this time that you do run the risk of losing on this “take it or leave it” situation. Certainly if you’re a first time buyer who may not have the resources for a classic bidding war.

In a lot of cases there are other items that can be the basis of trade-offs such as closing dates, closing costs, inclusions and needed repairs. Even if you badly want those high end appliances included, don’t tie your agents hands by insisting that they are.

Additionally, don’t let emotion get in the way. This is a prime reason for having an agent negotiate for you. Your agent is trained and emotion free. Plus they have negotiating experience so that you can relax and as the popular song in Frozen goes, “Let it Go.”

See also

– Inspections to Have on a Lake Front Home in Clermont

– How to Stage Your Empty Saw Mill Lakes Home In Clermont

– Homes Near Golf Courses in Clermont, Florida

 
 

Posted in: Buyers Tagged: clermont, clermont florida, home buyers, real estate

Contact Me

Beth Atalay, Broker/Owner
CAM Realty & Property Management
407-929-1852
Your Orlando Agent

Orlando Realtor - Beth Atalay

Beth Atalay

Broker/Owner CAM Realty & Property Management

1230 Oakley Seaver Dr.
Suite 101
Clermont, FL. 34711

407-929-1852
Your Orlando Agent

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